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Despite the economic gloom of the past few months, there are some positive dynamics taking shape in the current cycle.
• Low Mortgage Rates—Mortgage rates continue to hover at 50-year lows – 5% and even 4.75% for 30-year mortgages, and still lower for 15- and 20-year mortgage terms.
• Improvement in Oil Prices—We’re all paying a lot less [...]

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Here’s our take on the Stimulus Bill and Treasury announcements made this week. We look at the Stimulus package AND the Treasury’s package holistically, in compliment with each other - mostly because that’s how the Obama team is looking at it. Our representatives, the NAR Board of Directors, asked us in November to do 4 things [...]

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